NiftyPay.com

NIFTYPAY PRICES

NiftyPlay (aka Pay to Play) is ideal for small or seasonal merchants that want the ability to accept credit cards, but process less than 150 credit card payments/orders each month on average.

NiftyPay Pro is a full-fledged payment processing gateway account for merchants with higher processing volume greater than 100 credit card payments/orders each month on average. An excellent choice for virtually any type of business.

	NiftyPlay (pay to play)	NiftyPay Pro
Use if average number of monthly CC transactions will be:	less than 150	more than 100
One-time Setup/Registration Fee	None!	$88.88
Annual Maintenance Fee	$39.75 /yr.	None!
Monthly Gateway Fee (based on quarterly billing)	None!	First Month Free! $15.95 w/CCMA $19.50 your CCMA
Per Transaction Fee	FREE for first 75 ! **	Nothing on first 500 ! *
Online Virtual Terminal	Included	Included
Credit Card Merchant Account (CCMA)	Included! No Setup Fee No Monthly Minimums (requires separate bank application, CCMA rates are separate from NiftyPay billing/rates) Click Here for CCMA rates or more info	Use your own or Sign up for a new CCMA
Contract or Minimum Period of use (NiftyPay Services Only)	None (CCMA is 3 years per their contract)	None
Options	ACH / EFT eCheck Acceptance Click Here for more info	Credit Card Merchant Account Click Here for more info ACH / EFT eCheck Acceptance Click Here for more info
How to Begin	Click: NiftyPlay Registration	Click NiftyPay Pro Registration

* The NiftyPay Pro gateway option charges no per-transaction fees for the first 500 transactions each month. Each transaction over 500 is subject to an additional 17-cent per-transaction fee (applies only if you do more than 500 transactions in a calendar month on a NiftyPay Pro plan. Approx 99% of all merchants do less than 500 per month).

** The NiftyPlay gateway option charges no per-transaction fees for the first 75 transactions each month. Each transaction over 75 is subject to an additional 25-cent per-transaction fee (applies only if you do more than 75 transactions in a calendar month on az NiftyPlay plan).

Note: Number of monthly transactions also includes nightly batch headers (aka settlement transactions). These occurr only when there is a successful transaction processed prior to the settlement time each day, which is basically when the order batch is set to be processed so you get your funds.

CCMA = Credit Card Merchant Account.

CREDIT CARD MERCHANT ACCOUNT

To accept credit card payments, you must have a Credit Card Merchant Account. Merchant Account banks charge and bill their fees separate from any billing NiftyPay sends you. CCMA fees, such as the discount rate, are subracted from each transaction settlement transfer (electronic funds transfers) that is made to your business bank account. Also, any other fees required by the CCMA, if any, will be charged electronically against your business bank account after the end of each month. For more information about merchant account rates, please visit our Merchant Account rates page.