NiftyPay.com

NIFTYPAY PRICES

NiftyPay 2 Play is ideal for small merchants that want the ability to accept credit cards, but process only a few credit card payments each month.

NiftyPay is a full-fledged payment processing gateway account for merchants with higher processing volume. An excellent choice for virtually any type of business.

	NiftyPay 2 Play	NiftyPay
Recommended For:	For merchants that want the ability to accept credit cards, but process only a few credit card payments each month	For merchants with higher processing volume. An excellent choice for virtually any type of business.
One-time Setup/Registration Fee	None!	$99.00
Yearly Maintenance Fee	$45.00 /yr.	None!
Monthly Gateway Fee	None!	*$17.95 w/CCMA** $19.95* no CCMA (approx $215.40 /year) XML: $24.95* w/CCMA XML: $28.95* no CCMA
Per Transaction Fee	25 cents each 5 total transactions or less per month are not billed.	None!
Online Virtual Terminal	Included	Included
Credit Card Merchant Account (CCMA)	Included! No CCMA Setup Fee No Monthly Minimums (requires separate bank application, CCMA rates computed separately from gateway) iPayment / Wells Fargo CCMA Click Here for Rates and More Info on the CCMA	Use your own or Sign up for a new CCMA
Contract or Minimum Period of use	None	None
Options	ACH / EFT eCheck Acceptance Click Here for More Info PayPal Express Acceptance (Included - requires PayPal account)	iPayment CC Merchant Account Click Here for More Info ACH / EFT eCheck Acceptance Click Here for More Info PayPal Express Acceptance (Included - requires PayPal account)
How to Begin	Complete NiftyPay 2 Play Registration	Complete NiftyPay Registration

* The NiftyPay gateway option charges no per-transaction fees for the first 500 transactions each month. Each transaction over 500 is subject to an additional 12-cent per-transaction fee (applies only if you do more than 500 transactions in a calendar month and on the standard NiftyPay plan).

** XML option is available only on standard NiftyPay accounts, requires an SSL connection, and requires additional development if not supported by your software.

CCMA = Credit Card Merchant Account.

CREDIT CARD MERCHANT ACCOUNT

To accept credit card payments, you must have a Credit Card Merchant Account. Merchant Account banks charge fees separate from any NiftyPay based gateway costs, and will be subracted from transaction transfers (electronic funds transfers) to your normal business bank account. Also, any other fees required by the CCMA, if any, will be charged electronically against your business bank account each month. For more information about merchant account rates, please visit our Merchant Account rates page.