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With the explosive growth of the Internet economy, you can't afford not to do business online. An integral part of Internet business is the ability to accept real-time, secure payments directly from your web site.

There are other companies that provide services similar to NiftyPay's, but they don't offer the same bang for the buck. Here are a few of the features that make NiftyPay a far better value than our competitors:

  • Pay to Play Option. With the NiftyPlay (Pay-2-Play) service, you are able to start out with very little front-end cost, yet have the power of a full fledged NiftyPay account at your disposal, but with no minimum monthly costs or high startup costs. This is great for retailers just starting out and/or those with less than 45 sales transactions per month (average) that do not want to pay the normal payment processing costs. This is the best value available for payment processing that start-ups and low-volume retailers that need/want more flexibility than 3rd party processors offer.

  • Month-to-Month Service. NiftyPay is a service you can for use monthly. There are no contracts for minumum time of use and no cancellation fees. So should you need to close your account, you may do so without any hassles and/or penalties. We just require that you give us atleast a two week's notice prior to the beginning of the next billing month or year.

  • Prices. NiftyPay has very competitive prices and, unlike other companies, we display our entire rate structure. There are no hidden charges.

    If you find a company that appears to have lower rates, be sure to ask about every possible fee. For example, here are some of the common fees that NiftyPay Prodoes not charge:

    • Gateway transaction fees (w/ CCMA) *
    • Gateway discount rates (percentages)
    • Secure server access/hosting fees
    • Order form hosting fees
    • Virtual Terminal access/hosting fees
    • Shopping cart setup, monthly, and/or transaction fees
    • Telephone (or other) customer service fees
    • Programming/integration fees
    • Additional e-check setup/application fees

  • Payment Alternatives. With NiftyPay, you have multiple payment options to offer your customers: they can pay you with a Credit Card or from a Checking account. With NiftyPay, there is no need for separate order forms on your website or payment modules for your shopping cart.

  • Customer Service. NiftyPay offers free customer support via email, support tickets, and telephone. Customer inquiries are handled quickly by a member of our staff, not by an agent, reseller, nor a remote call center. (Contact Us.)

  • Simplicity. NiftyPay's services are much easier than others to set up. By following the instructions and on this web site and the custom form generator samples within each merchant's contol panel, even most beginners can enable their web sites to accept secure payments.

  • Security. NiftyPay / iTransact provides unsurpassed transaction security--even if you don't have a secure server. No payment information is kept in an Internet-accessible database. (See Security Info.)

  • Experience. Our gateway strategic partner (iTransact) has provided online payment acceptance services since 1994, far longer than most of our competitors. We have processed millions and millions of dollars in secure transactions.

  • Order Notification. Both you and your customer are emailed order details immediately upon completion of each transaction, and you are also sent daily transaction summaries. NiftyPay also gives you an interactive online listing of all transactions for any date range. (See "Merchant Interfaces" in the Merchant Login Area.) An additional option is our Passback function, whereby you receive real-time transaction information that can be written directly into a database via your own scripts. (See Toolkit.)

  • Merchant Account Options. NiftyPay will work with virtually any major credit card merchant account; we don't require a special one, except on the NiftyPlay accounts. Therefore, if you already have a merchant account, you will more than likely be able to use it with NiftyPay Pro. If you don't have a merchant account, we can help you obtain one. (See Merchant Account Info.)

  • Free Shopping Carts Available. NiftyPay is compatible with several shopping carts, including AgoraCart, a free but powerful open source shopping cart. You can use any shopping cart that supports iTransact or integrate our services into practically any other shopping system.

  • Online Virtual Terminal. Customers can securely enter their own payment information via your web site, or you can enter payment information (received via Internet, phone, fax, or in person) on our Virtual Terminal, even without your own web site. (See "Merchant Interfaces" in the Merchant Login Area.)

  • Auction PayMe Service. Winning bidders in your eBay auctions can pay you instantly and securely via your NiftyPay account, even if you don't have a web site. There is no additional charge for this service. (More info.)

  • Buy-Now Buttons. You can create custom buy-now buttons for single items using the free button generators (or modeling your own using a sample as a guide) for use in your web pages or html based emails. There is no additional charge for this service.

  • Order Form Generators. If you need a simple order form for multiple products, you can create a custom form using the online form generators. Simply enter the information in, and copy and save the generated form as an HTML page on your website (or paste into your html editor for use with your wesite's design). There is no additional charge for this service.

  • Export Transaction Histories. You are able to select a date range of transaction for export into common data formats, such as comma delimited (aka CSV) or XML based files for use in a any popular spreadsheet. Export is almost instantaneously ready, so nearly no waiting for the information, in most cases.

  • Reseller Opportunities. Become a provider of the best payment acceptance services on the Net. Sell these services or bundle them into your service package for recurring income. For more information, please see our reseller page.

When you consider our prices, customer service, and features, you will not find a better value than NiftyPay ... Start accepting online payments now:

* NiftyPlay includes transaction fees to keep the entry costs down for those merchants that do less than 45 transactions per month and do not want the overhead of the monthly processing expenses. All instances of NiftyPay mentioned above mean both NiftyPay Pro and NiftyPlay services, except as noted.

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